CNB Fees

Fee Schedule - Effective January 1, 2018
Please refer to the chart below to see the full list of charges for each service offered
If you have any questions, please call 618/445-2344 or toll-free at 800/445-7189
Services   Fee
Balance Inquiry   None
Copies of Checks/Deposits (per item)   None
Temporary Checks/Deposits   None
Account Printout   None
Transfer Fee   None
Return Deposit Items   None
Checkbook Account Balancing (per hour)   None
Account closing charge (within 90 days)   None
Paid Non Sufficient Fund Fee   $30.00
Returned Non Sufficient Fund Fee   $30.00
Account Watch (Caution) $30.00 for three months
Stop Payment for checks and Corporate ACH   $30.00 for six months
Consumer One-Time ACH Stop Payment   $30.00
Consumer Recurring ACH Stop Payment   $60.00 for one year
PopMoney $1.00 per transaction
Expedited Payments  
Same Day
Christmas Club Early Withdrawal Fee   $10.00
Health Savings Account   $25.00 per year
IRA (Individual Retirement Account)   none
Excess Transaction Fee for Money Market Acct   $10.00 per statement cycle
Dormant Maintenance Fee
monthly fee for checking accounts
quarterly fee for savings accounts
  $5.00 - If account balance is less than $100. If balance is over $100, there is no fee.
An account is dormant if there is no activity or written communication from customer for one year. Letter will be sent to customer at one year of inactivity.
Address Locate Fee
monthly fee for customers who do not provide a signed address change
authorization in a timely manner and/or upon request
Debit/ATM Card Replacement   $5.00
VISA Transaction Alerts   $5.00 per statement cycle
ATM Surcharge Fee (non-customer) $3.00
Research (per hr)
Year 2004 to present
  $25.00 hr
Bank of Lawrence County Prior to 4/17/15
  bank's discretion
Non-Customer Check Cashing (per check)   $5.00 for a check under $1,000,
5% for a check over $1,000
Money Orders (limit $1,000 each) $2.00
Cashier Checks   $5.00
Zipper Bag -- (one time charge)   $5.00
Night Deposit Bag w/Lock -- (annual fee)   $30.00
Foreign Check Collection   $10.00
Canadian Check Collection $10.00
Notary Service (non customer)   $5.00 per item
Garnishment, Levy & Liens   $25.00
Signature Guarantee - Customer (Albion only)   $25.00 per item
Signature Guarantee - Non-Customer (Albion only) $50.00 per item
License & Title Service (Albion only)   $25.00
Annual License Renewal Sticker (Albion only) $5.00
Photocopies (per item) None
Fax Machine (per page)   $1.00 for the first page; $0.50 for each additional page.
Wire Transfer - Customer (Outgoing)   $25.00
Wire Transfer - Customer (Incoming)   $0.00
Wire Transfer - Non Customer   $35.00
International Wires -- Customer & Non Customer
International Wire Transfer - (Incoming)
International Wire Transfer - (Outgoing)

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